Money

Budgeting Archive

Not-so-golden retirement

by June Edwards

Baby boomers may be the first generation to enjoy longer, fitter and more fun-filled lifestyles than their predecessors, but June Edwards discovers they’re also the first generation to be facing debt in retirement

Return of college fees could hit pensions

by June Edwards

As the re-introduction of third-level fees next year seems ever more likely, June Edwards looks at the impact they could have on retirement savings as parents dip into their nest eggs to fund their children’s education

Avoid loan road bumps

by Kathy Foley

Getting a loan when you get older is more difficult. Kathy Foley looks at some of the problems you might encounter and provides tips on how to convince your bank.

Electrify your savings

by Kathy Foley

As the days darken, it might be a good time to review your electricity bills and see how much you can save by switching writes Kathy Foley.

The golden demographic

by Margaret E Ward

A year is a long time in marketing. In 2008, very few companies considered the over-55s an important demographic. However, 12 months later, many big brands are pulling out all the stops to impress the grey euro, says Margaret E Ward

room

Making cash from your spare room

by Kathy Foley

You can rent out a room in your house and you don’t even have to pay tax on the earnings. However, as Kathy Foley learns, you need to make sure that you don’t go over the limit

Property

Pitfalls of handing over property rights

by June Edwards

June Edwards looks at the pros and cons of handing over the family home to a son or daughter, but remaining there for your lifetime.

Independent living

Home is where the heart is

by June Edwards

While most older people want to remain independent for as long as possible, having the right support is crucial, writes June Edwards.

Downsizing

Downsizing - is it right for you?

by June Edwards

Moving to a smaller home might free up some income and make life easier in terms of maintenance but it can be disruptive, writes June Edwards.

Wills

Making a will is the best way

by June Edwards

Everybody should have a will, and especially if they want to make any special provisions for a son or daughter with special needs or even if they want to leave more to one child than another.

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