Finances

Planning & Budgeting Archive

Not-so-golden retirement
by June Edwards
Baby boomers may be the first generation to enjoy longer, fitter and more fun-filled lifestyles than their predecessors, but June Edwards discovers they’re also the first generation to be facing debt in retirement
 
Return of college fees could hit pensions
by June Edwards
As the re-introduction of third-level fees next year seems ever more likely, June Edwards looks at the impact they could have on retirement savings as parents dip into their nest eggs to fund their children’s education
 
Avoid loan road bumps
by Kathy Foley
Getting a loan when you get older is more difficult. Kathy Foley looks at some of the problems you might encounter and provides tips on how to convince your bank.
 
Electrify your savings
by Kathy Foley
As the days darken, it might be a good time to review your electricity bills and see how much you can save by switching writes Kathy Foley.
 
The golden demographic
by Margaret E Ward
A year is a long time in marketing. In 2008, very few companies considered the over-55s an important demographic. However, 12 months later, many big brands are pulling out all the stops to impress the grey euro, says Margaret E Ward
 
Making cash from your spare room
by Kathy Foley
You can rent out a room in your house and you don’t even have to pay tax on the earnings. However, as Kathy Foley learns, you need to make sure that you don’t go over the limit
 
Pitfalls of handing over property rights
by June Edwards
June Edwards looks at the pros and cons of handing over the family home to a son or daughter, but remaining there for your lifetime.
 
Home is where the heart is
by June Edwards
While most older people want to remain independent for as long as possible, having the right support is crucial, writes June Edwards.
 
Downsizing - is it right for you?
by June Edwards
Moving to a smaller home might free up some income and make life easier in terms of maintenance but it can be disruptive, writes June Edwards.
 
Making a will is the best way
by June Edwards
Everybody should have a will, and especially if they want to make any special provisions for a son or daughter with special needs or even if they want to leave more to one child than another.